Bedtime Store uses well known Buy Now Pay Later services directly through our online store at checkout. These services typically have lower lending amounts and as a result higher installment figures. See the table below for more info... ✅ AfterPay - www.afterpay.com.au Lending Criteria: Max Lending $2,000 No Deposit 4 Installments over 6 Weeks Paid Fortnightly Fees: Interest Free Establishment Fee: None Transaction Fee: None Late Payment Fee: $10 + $7 If Not Paid Within 7 Days How to Apply: At checkout under the Payment Method Section please select AFTERPAY option and follow the instructions to continue with your order. If your order is over the max lending amount but you still would like to use this service and pay the rest over credit card or some other form of payment, please call us on 1800 577 569 or email us with your requirements at info@bedtimestore.com.au

We use various Credit Providers to help customers split their purchases into tiny affordable installments over longer periods of up to 30-60 months. All our Partners are responsible third party credit providers acting within the guidelines of Australia's Buy Now, Pay Later Code of Practice. ✅ Payright - www.payright.com.au Lending Criteria: Max Lending: Up to $10k No Deposit 24-36 month period Flexible Payments Fees: Interest: Interest Free Establishment Fee: $59.90 Transaction Fee: $4.57 Late Payment Fee: Variable How to Apply: Etika application requires a 5 minute risk-free pre-approval application to be filled out. You can either give us a call on 1800 577 569 or use the link below to apply today. We will give you a call back shortly to notify you of your approval status. CLICK HERE TO LAUCH THE CREDIT APPLICATION TOOL ✅ Humm - https://www.shophumm.com/au/ Lending Criteria: Max Lending: Up to $30k No Deposit 6-30 month Period Fortnightly Payments Fees: Interest: Interest Free Establishment Fee: $30-$110 Monthly Fee: $8 Transaction Fee: $2 Late Payment Fee: $6 Late Payment Fee How to Apply: Humm application requires a 5 minute risk-free pre-approval application to be filled out. You can either give us a call on 1800 577 569 or use the link below to apply today. We will give you a call back shortly to notify you of your approval status. CLICK HERE TO LAUCH THE CREDIT APPLICATION TOOL